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Warm greetings from Unichange.me team !

Unichange.me team is pleased to congratulate all our customers with oncoming holidays! May success, wealth, happiness follow you everyday! Dream on and achieve on!

We would like to express our gratitude to you for choosing us as your exchange service! Our success and development this year would not have been possible without your support.

In the end of this year Unichange.me team is delighted to share with you all our achieved results and improvements in our work within 2015:


We have wonderful news for all Unichange.me clients!

Šccount registration is no longer needed to be able to place orders for the most popular exchange directions on Unichange.me.

Exchange Bitcoin, Litecoin, BTC-e, Perfect Money, OkPay, FasaPay, JustForex or withdraw your e-currency funds to Western Union or to your personal credit/debit card with best fees on Unichange.me service here https://unichange.me

Unichange.me – we provide the best service to our customers! 


What is currency devaluation


In time of crisis and economic instability in many countries ordinary people are trying to figure out what is currency devaluation, its reasons and consequences. Often information on the subject is full of unknown economic terms which makes it inaccessible. Now we will try to put it simply.

Devaluation - is the loss of value of a country's currency comparing to one or more foreign currencies, for example USD or EUR. In practice, it looks like this: in the period of currency devaluation you can buy less with the same amount of money.

Options trading for newbies




For quite a long time options trading remains one of the most popular ways to make money in the Forex market. We decided to cover the issue for those who have just started to wonder how to make money on options.

What is an option?

An option can be considered as a contract that gives you the opportunity to buy\sell a particular asset at a fixed price during the certain period of time. It is important to clarify that it is rather the right to buy\sale options and not the obligation. You will be working with two types of binary options: "Call", which is intended for the purchase, and "Put", which is intended for sale. Options trading is much easier than other kinds of money-making in Forex. Working with the options trading you have only two buttons: CALL (forecast for the price growth) and PUT (forecast for the price drop).

Virtual card from Unichange: The advantages of virtual debit ca


The modern pace of life has become much faster and the majority of working people find it increasingly difficult to set aside some time to do the chores. Therefore, many people have appreciated the opportunity to buy goods on the Internet, and the emergence of a virtual debit card was only a matter of time.

How to buy Bitcoin

Most of our articles are dedicated to Bitcoin, but still there are some subjects that may be interesting for people who just started to be interested in cryptocurrency. You already know the types of BTC wallets, how to choose the Bitcoin wallet and how to make it bulletproof. However, at this stage, the question arises: how to buy Bitcoin?

Banks get interested in blockchain technology

It was not so long ago when the major banks around the world declared in one voice that it is extremely unwise to invest in Bitcoin, which is meant to sink into oblivion. However today the most serious financial organisations are gradually getting interested in Bitcoin and looking for the possibility to apply blockchain technology. Let's take a look at the list of banks that may soon become pioneers in work with digital money.

What is Forex and how to make money on it


The word "Forex" is on everyone's lips for quite a long time. Most of you have seen the ads offering to get easy money on favorable terms, or at least you heard hearsay stories of another millionaire who got rich due to the Forex trading. In addition, the Internet is full of constantly updating blogs dedicated to Forex trading, whose owners share the stories of their success adding sometimes the income reports for proof. I think it's time to figure out what is Forex and how to make money on it? Forex ("Forex" abbr. from the Foreign Exchange Market) - an international foreign exchange market. It works around the clock from 10:00 PM on Sunday to 10:00 PM on Friday (UTC + 10). The main participants in the foreign exchange market are investors, large companies and banks. But due to the advent of the Internet there is an opportunity to make money on Forex even for people who do not have huge funds. 

How to choose the best bitcoin wallet


In a previous article we wrote in detail about the types of Bitcoin wallets. This time we have decided to do a little review of some popular models in order to help you to choose the best bitcoin wallet.

As you already know, Bitcoin wallets fall into 3 groups: virtual, mobile and desktop. The latter, in its turn, can be thick or thin.


Economic collapse preparation: What should you expect?

In recent years, when the crisis is getting aggravated with every passing day, people are thinking how to prepare for economic collapse, which currency can help to save the money despite the inflation. Typically, the choice falls on the currency which belongs to a country with strong economy.

But can you really be sure that at least some part of your funds is absolutely safe? First of all it is important to understand that while any state has an access to your money, you can not be 100% sure that your savings will remain intact.


Top bitcoin exchanges

One of the methods to buy or sell Bitcoin is to do it via bitcoin exchange. We decided to tell you about the most widely known bitcoin exchanges.

Traditionally in terms of the number of transactions the Chinese exchanges take the lead with the average turnover of 100,000 bitcoins per day. But these bitcoin exchanges are not of great interest for European users, particularly because of the language barrier. Therefore, we would like to tell you about Bitcoin exchanges, which remain the most popular among users in Europe and the United States.

How to avoid debit/credit card problems abroad



Travelling abroad, most travelers prefer to bring a bank card instead of cash. But in this case the debit/credit card not only simplifies and makes secure your money transactions, but also creates some additional problems. We will tell you what you should know about cashless payments in a foreign country in order not to have "tourist plastic" in your pocket instead of the card.

How to create a secure bitcoin wallet


The choice of Bitcoin wallet is the question of concern both for active Bitcoin users and those who just started to use cryptocurrency. We have already told you about the types of Bitcoin wallets in one of the previous articles.

Often choosing between different types of BTC-wallet, we have to choose between convenience and security. The latter factor is more important, so we will tell you how to get to know if your Bitcoin wallet is secure or not.

Firstly you should check whether you fulfill the rules listed below and whether your Bitcoin wallet meets the requirements. 



Bitcoin vs gold: What's better to invest in?

Since ancient times, gold is considered as the most important measure of the value of tangible assets. Besides it was used as a medium of exchange and capital accumulation. There is no wonder that today, many people still believe that investing in gold is much safer than buying banknotes of foreign countries, even those that are more economically developed.

This statement is quite true. The governors of the powerful countries are frequently talking about hard times for the economy, and most of the rest of the world is on the verge of economic collapse. When it was claimed that even the US dollar, which is established as a reserve currency in all the countries, has an uncertain future due to the increasing debt of the United States, often people start to consider the money as an unreliable tool for investment falling back to the everlasting gold in result.

However, due to the Internet technologies today we have the new subject for investment whose value is compared with gold. It is a Bitcoin digital currency.

Visa vs Mastercard: Does it make any difference?


Visa and MasterCard are still the most famous payment systems in the world, their cards are accepted in most countries. For many years the number of its users is growing steadily. The main reason for success of these companies is the proven quality of service. They rightfully earned acclaim of many people around the world. So, is there any difference between MasterCard and Visa card? Yes, it is.
In general, Visa card and MasterCard have the same functions: non-cash payments for services and goods, money transfers, online banking, money withdrawal etc. Due to this fact, many questions arise regarding the subject of Visa vs Mastercard. What is better for you? The answer is below.
Both Visa and MasterCard equally enough distributed market share, but anyway they have some technical differences that will help you with choosing the card.

Online services and personal data protection


At the time when Internet is increasingly pervades our lives, the personal data protection becomes particularly important. We have so many websites that greatly facilitate daily chores: you have no need to leave your house in order to send money, to order home appliances or to make utility payments. But at the same time, these websites have an access to your personal data. In our previous article, we have written how to find if a website is legitimate. These rules can be applicable for any webresource.

Unfortunately, the online services are responsible for the personal data protection as well. And you can not be completely confident that your personal data will not accidentally fall into the hands of a third party, especially when there are too many examples of the consequences of the personal data leakage.
In recent years one of the most high-profile cases has become Cloudminr.io cloud mining service collapse. As the consequence, the personal data protection has been violated. The personal information on 80 thousand users was stolen. Moreover, hackers put a proposal to sell the whole database to any interested person just for 1 Bitcoin. As the evidence of intention, cyberattackers released personal information of one thousand users, which included the unencrypted passwords. But the last fact indicates the guilt of the service itself. 


How to top up card



A bank card has great advantages in comparison with a cash: it is faster and more convenient to pay in the store; it is safer if you need to carry a large amount of money, because in the case of loss or theft you need to make just one call to the bank to have your account blocked. it's no wonder people prefer to pay for goods and services with a plastic card. We decided to tell you how to top up card in this article.


How to top up card at a cash department of a bank


You just need to come to the nearest branch of a bank a recipient’s card is belong to, and to find a cash department. There you need to fill in the bank receipt and to give the necessary amount of cash to the cashier. Within minutes, your card will be topped up. In some banks this service can be provided by client managers. The advantage of this method is that you can top up a card without being a client of the bank. 


Types of electronic payment system: which one is better for your e-business


Development of Internet technologies has contributed to emergence of electronic money and online business. For those who work on the internet resources, e-currency is important, and the choice of e-payment system is particularly responsible.

The main types of electronic payment system represent different ways to transfer money the client:

Credit scheme. Typically, this type involve card payment system. The peculiarity of this type of electronic payment system is the presence of the card regulator (VISA, MasterCard, Maestro, Delta etc.) during the payment processing. In a nutshell, the funds arrive in the merchant account, and the processing center is responsible for the money transaction and the card data processing.

How to save your money


Many people have always wondered how to save money, but in time of the global financial crisis this issue becomes particularly urgent. You probably notice that sometimes you waste the money on different stuff and for this reason you can not buy something you really need. Following our advice, you will get to know how to save money which will be quite helpful.

How to budget your money

Having received your salary, the first thing you need to do is to assess the necessary costs for a month and to divide your money for different expenses according to the chosen strategy. There are many ways to budget money, and we will tell you about the most popular ones.

Actually the difference between the strategies of money budgeting consists in a percentage and the categories of your expenses. You get to choose the one that meets your goals.

The cheapest way to buy btc-e code


In this article we decided to give more detailed information on the most cost-efficient direction on our website. At this moment it is buying btc-e code via the international wire transfer. Many people wonder where it is better to buy btc-e code? So we have the great news for you: if you buy btc-e code via international wire transfer on our website, we will reimburse 1% of the total amount of the code you have got!

But btc-e code has many other advantages in comparison with buying BTC or e-currency directly:

The future of Bitcoin: too late to get into cryptocurrency?


For the last few years one of the most spoken news in the financial world was the unbelievable growth of Bitcoin price. For many people it was difficult to imagine how something that cost several dollars skyrocketed in price just for three years? At that moment people started to think that perhaps Bitcoin got the great future and they were right.

Unfortunately, it’s hard to predict Bitcoin value because it’s totally depends on its demand on the market. However the fact is that all this time should be considered as the childhood of cryptocurrency. And this is quite reasonable excuse for high volatility. Later digital currency will be more stable.

When you get right down to it, the future of Bitcoin is even more predictable than fiat money. You know for sure that emission of bitcoins is limited, which gives you guarantee that you will not suffer from inflation. In addition, political instability or economic issues do not have any impact on bitcoin rate.

Disadvantages and advantages of electronic payment system


In the Age of High Technology cash strives to endure the competition with electronic money, because more and more people prefer to have virtual wallets. We already provided you with the information on particular payment systems, in this article we will describe the general advantages of electronic payment system and its disadvantages.
It is clear, electronic payment systems have a range of pros in comparison to traditional banking services:

1. Time savings. Money transfer between virtual accounts usually takes a few minutes, while a wire transfer or a postal one may take several days. Also, you will not waste your time waiting in lines at a bank or post office.

Comments and opinions on Bitcoin


Only a few years have passed since Bitcoin was created, but everyone has his own opinion concerning this subject. There are many people who believe that cryptocurrency is a worthwhile replacement of the traditional financial and banking system. Usually the majority of them is working in IT sphere, in other words those who understand how the Bitcoin protocol actually works. We have already mentioned the advantages of Bitcoin in our previous articles, so there is no sense to repeat this again. In a few words, it's a real challenge for established monetary system. Bitcoin has been created for people, it does not belong to some person or country, so it can’t be influenced by political and economic circumstances.

The reasons you should pay with bitcoin

A few years have passed when the mass media claimed that Bitcoin is the technological and financial breakthrough. Today the majority of people have become accustomed to the idea of a new form of money, many of them even managed to join the cryptocurrency holders.

The online shops are increasingly accepting payments in bitcoin but in spite of the general disposition to digital money, buyers are in no hurry to part with their bitcoins for the purpose of shopping.

The part of bitcoins used as a method of payment is extremely small compared to the traditional means of payment: UPT (unattended payment terminal), credit/debit card, electronic payment system, etc. It may seem that the cryptocurrency holders wait for the next jump of bitcoin price while their coins are covering with the digital dust. Actually, it's not quite true. According to statistics, bitcoins are frequently used in exchange transactions where the average number is 200 thousand bitcoins per day. Only 5000 bitcoins are used as means of payment daily.

The Legal Status of Bitcoin


As Bitcoin becomes more and more widespread people start to think about the legal aspects of cryptocurrency usage. For the reason this is the brand new type of money and actually there is no laws and regulations, Bitcoin legal status varies depending on the country. The opinions are divided but fall into the following groups:


  • The ones who chose to work on the issue of a regulatory framework for bitcoin or at least not to stand in the way of those who use it (Australia, Belgium, Brazil, Canada, Colombia, Croatia, Czech Republic, Cyprus, Denmark, France, Germany, Hong Kong, Israel, Italy, Japan, Ukraine, New Zealand, Norway, Poland, Singapore, Slovenia, South Korea, Spain, Switzerland, Sweden, Turkey, United Kingdom, United States etc.)

  • The ones who defined cryptocurrency as illegal and try to restrict it in some way (Bangladesh, Bolivia, China, Ecuador, Iceland, Indonesia, Kyrgyzstan, Lebanon, Russia, Thailand, Vietnam etc.) Although there are many states where the legal status of Bitcoin is established and you are free to make transactions with cryptocurrency, still there is no consensus on the essence of Bitcoin among the countries where cryptocurrency is allowed.

How to avoid Bitcoin scams


A couple of years ago when Bitcoin steadily went up in price, many people finally drew their attention to the alternative kind of money. In a short time many of them realized the advantages of decentralized money system, because there were no problems related to a typical banking system, like: bureaucracy, high fees, the influence of external factors on the currency rate etc. Even global corporations decided to work with the digital money.

But at the same time Bitcoin came in sight of many scammers. For the past four years the total amount of Bitcoin scams is measured in hundreds of millions USD. The exact amount is unknown because except the headline-making cases there are a lot of victims who suffered from the attacks of fishing scammers and did not report about it.
 

It is worthy to note that to avoid Bitcoin scams is quite simple:


  • Don’t be tricked by easy pickings. Many scammers “accidentally” send some bitcoin address and a private key asking to send money to somebody’s address. It is intended that you decide to take someone’s money, but actually in the form of text file there is an executable file .exe, and after its installing it has an access to your bitcoin wallet. So don’t be greedy, pal.

Ultimate offer to buy BTC-e USD on unichange.me

Dear unichange members!

Unichange team is happy to announce about the unbelievable offer:

Buy BTC-e USD with bank transfer USD / EUR / GBP / PLN / CZK and get +1% supplement for the order!

You are welcome to place an order on our service .
Should you have any additional questions, please do not hesitate to contact our Support team!

Best regards,
Unichange.me team

International wire transfer: you get to choose the currency


Today in the world where everyone is involved in different types of economic relationships, where one of the most widely used operation is money transmission. it’s clear that the most cost effective way is to transfer the money within one country in its particular currency but when it comes to international wire transfer, for instance, some people face the problem of currency choice.

At this stage the majority decides that USD wire transfer is the most suitable way to send the money without even considering other currencies, because it’s stable, well-known, wide-spread, it’s a monetary standard after all!

Well, that is true, but you should know that there are other currencies that also possess some pros. For example, euro wire transfer is cheaper and faster. To make it much easier to understand the difference, we will try to explain the way how international wire transfer is carried out.

Western Union is absorbing MoneyGram, isn't it?


According to some unofficial sources of information, the world's leading money transfer system Western Union has announced the fact of the acquiring MoneyGram International Inc. Negative financial showings of the last one have become the reason for this decision. MoneyGram reported that the annual revenue has decreased by $72 million.

In addition to the customer base, Western Union will also receive MoneyGram company debt, which is equivalent to $960 million. The market value of the company at the moment is $415 million. To compare, Western Union capitalization exceeding $ 11 billion, the shares of which has recently increased by 6%.

The present MoneyGram owners are Thomas H. Lee Partners company and Goldman Sachs banking group. The owners of both companies are declining to comment the course of events, however it is known that the conversation about MoneyGram absorption by Western Union is at the early stage and the process has already been started.

Advantages of selling Bitcoin on Unichange.me


Unichange.me service offers fast and easy ways of buying/selling/exchanging crypto and e-currencies. We provide weighty reasons to choose Unichange.me exchanger as your constant partner.

The first and the most significant advantage of Unichange.me is secure and safe transactions, as all orders are processed on the website with SSL connection only. Unichange.me is semi-automatic service, which means that we check all orders and transactions placed on our service, moreover we follow Anti-money laundering policy, which is directed to discover and decimate illegal transactions such as money laundering or other illegitimate money investments.

In connection with the rise of security question, cryptocurrency becomes more and more popular, due to its features. Bitcoin is the most demanded currency nowadays. As it is stated in the numerous works, sooner or later Bitcoin will become official international currency. However, today the necessity of selling Bitcoin funds to fiat money has remained.

Unichange.me offers wide variety of ways to withdraw Bitcoin funds, among which bank transfer, Western Union and MoneyGram, selling funds to credit/debit card.